Fiduciary Mortgage Loans - Internal Tools
Internal mortgage tools for lead review, pre-qualification, DTI calculation, and document tracking.
Pre-Approval Calculator
Pre-Approval Calculator
Estimate loan amount, payment, MI, subordinate lien impact, LTV, and DTI.
W-2 / Salary / Hourly Income Calculator
W-2 / Salary / Hourly Income Calculator
Calculate base income, YTD average income, and compare qualifying income support.
Year-To-Date Income Review
1099/ OT / Bonus / Commission Calculator
Variable Income Calculator
Use for overtime, bonus, commission, 1099, or other variable income.
YTD Income
Prior Year Income
Two-Year Prior Income
Income Summary Calculator
Total Monthly Income Summary
Stack all qualifying monthly income sources into one total.
Document Collection Tracker
Document Collection Tracker
Application Documents
Income Documents
Asset Documents
Property Documents
VA Documents
Loan Status
Borrower Notes / Lead Tracker
Lead / Borrower Scenario Tracker
Use this to summarize a borrower scenario before pre-approval or processor review.
Loan Program Eligibility Engine
Loan Program Eligibility Engine v2
Scenario-based program guidance for MLO review.
Conditions Generator
Loan Conditions Generator v2
Generate cleaner required document lists and processor notes by loan type, income type, and transaction.
Additional Income Sources, If Applicable
Rental Income Calculator
Rental Income Calculator v2
Calculate rental income/loss, DSCR ratio, and scenario-specific review notes.
Schedule C Income Calculator
Schedule C Income Calculator v1
Calculate self-employed Schedule C income using net profit, add-backs, reductions, 2-year trend, and YTD support.
Prior Year / Older Tax Year
Most Recent Tax Year
YTD Profit & Loss Review
Bank Statement Income Calculator
Bank Statement Income Calculator v1
Calculate qualifying income from 12 or 24 months of personal or business bank statements.